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Financial Watch | July 2026
Think back to the last time you calculated how much your emergency fund should be. If it's been a few years, your math may be more outdated than you realize. Prices were approximately 25% higher in late 2025 than before 2020,...
Read MoreRetire Wise | July 2026
If you have been retired for a few years, you may have settled into a comfortable rhythm with your finances. Your monthly withdrawals feel steady, your bills are paid, and on paper, everything adds up. Consider this: does your income...
Read MoreFinancial Watch | June 2026
Mid-year may be an ideal time to set (or reset) your financial goals. In fact, the middle of the year is often viewed as a natural inflection point for evaluating progress toward current goals or the need for course correction. Not...
Read MoreRetire Wise | June 2026
Families often struggle to find meaningful ways to pass down their values. While wealth, heirlooms, or traditions can be transferred with relative ease, communicating the beliefs, priorities, and decision‑making frameworks that shaped...
Read MoreFinancial Watch | May 2026
According to behavioral scientists, early experiences with money can shape people’s financial attitudes and habits well into adulthood.1 When those experiences are positive, they can create confidence and clarity around money. But if...
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Retire Wise | May 2026
A recent survey found that many retirees are increasingly focused on how health may affect their later years. About 75% reported some concern about declining health as they age. Within that group, 41% said the potential need for...
Read MoreCommentary | 5.14.26 | Record Highs Meeting Rising Risks
Markets are at record highs—but it’s not all smooth sailing. Inflation and global headlines may stir up some bumps, and rate cuts may be harder to come by. That said, solid growth, strong earnings, and plenty of cash on the sidelines...
Read MoreFinancial Watch | April 2026
If you’re seeking to expand your understanding of money management concepts, techniques, and strategies, there’s no better time than during National Financial Literacy Month, which takes place each year in April. Financial Literacy...
Read MoreRetire Wise | April 2026
For many families, passing down the values that shaped their financial success is just as important as transferring the wealth itself. Yet parents and grandparents often find it challenging to clearly communicate principles around...
Read MoreFinancial Watch | March 2026
Whether you’re just starting out on your wealth-building journey or closing in on retirement, the tips below can help you remain on track toward your goals at every stage of life. 1. Embrace the power of compoundingWhen it comes to...
Read MoreRetire Wise | March 2026
In a recent survey, 78% of retirees say they’re confident they will have enough money to live comfortably throughout retirement. 1 But what does retirement confidence really mean? Retirement confidence reflects an individual’s belief...
Read MoreCommentary | 3.9.26 | Oil Tops $100, Adding Pressure to Inflation Outlook
Oil prices have surged — and the ripple effects are extending well beyond the energy market. With supply disruptions near the Strait of Hormuz, inflation risks rising, and potential implications for Fed policy and economic growth,...
Read MoreCommentary | 3.3.26 | Why Volatility Is Rising and Why Discipline Still Matters
Geopolitical headlines are back in the driver’s seat, and markets are repricing uncertainty quickly. In the Cetera Investment Management Team's latest commentary, they unpack what’s behind the recent market reaction, why volatility may...
Read MoreCommentary | 2.20.26 | Tariff Reversal Brings New Uncertainties
The Supreme Court’s decision to strike down most global tariffs waswidely expected, but it still introduces new uncertainties for investors. Key questions remain around future trade actions and whether previously collected duties could...
Read MoreFinancial Watch | February 2026
Whether you plan to complete your tax returns yourself or hand things over to a professional, few people relish the prep work that comes with filing their annual income tax returns. However, there are ways to take much of the pain out...
Read MoreRetire Wise | February 2026
Stubbornly high inflation can create significant pressure on retirees’ budgets. To help trim costs, consider the following savings tips across five key spending categories. 1. Groceries Use store apps and loyalty programs to monitor...
Read MoreCommentary | 2.2.26 | Gold, Silver, and the Fed: Understanding Friday’s Sell-Off
Last week’s sharp sell off in gold and silver took many investors by surprise. The Cetera Investment Management Team's latest commentary breaks down what drove the move—including overbought conditions, Fed policy expectations, dollar...
Read MoreA Quick Reminder for Tax Season Prep
With tax season on the horizon, a little preparation now can make the process much smoother later. This time of year often brings plenty of paperwork and deadlines, so consider this a friendly nudge to start gathering what you’ll need...
Read MoreTensions Rise as the World Economic Forum Gets Underway
As the World Economic Forum kicks off in Davos, geopolitical tensions are once again shaping market sentiment. With new tariff threats, renewed diplomatic pressure, and an imminent Supreme Court ruling, near term volatility is poised...
Read MoreFinancial Watch | January 2026
It’s tempting to set ambitious goals at the start of a new year. However, behavioral scientists warn that whether goals are related to health, finances, learning, relationships, or overall well-being, starting small can be a more...
Read MoreRetire Wise | January 2026
According to a recent survey, two-thirds of Americans are experiencing moderate to high financial stress, and half aren’t financially prepared for the unexpected.1 Concerns stemming from insufficient savings, rising healthcare costs,...
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